3 Ways to Stop Paypal from Closing Your Account and Keeping Your Money

Is Paypal a Thief?


Over the past few weeks there have been multiple reports of Paypal shutting down accounts of long time users without explanation and keeping the money.

I have seen several high earning internet marketers making posts and emails about their accounts being closed and the only thing they received from Paypal was a note stating their business practices don’t match Paypal’s guidelines.

And here is the kick in the pants – Paypal keeps their money.

Paypal withholds all funds in the account for up to 180 days. Stop trying to do the math, you will get a headache. 180 days is 6 months.

Watch this Video to learn more –

Why does this happen to marketers that have been great customers for a decade or more?

And more importantly, how do you stop it from happening to you?

After listening to complaints of some very pissed off marketers I have narrowed down three common factors that all the marketers share.

Since these marketers deal in 6 figure launches and payout tons to affiliates there is a lot money coming in and out of their accounts especially during a digital product launch.  With all this money moving around at high rate of speed it sends up a red flag to Paypal.

And another 1st world problem these marketers seem to share is they hold a large amount of money in their Paypal accounts at all times. Now this never seemed to be a problem before but I guess Paypal has suddenly decided to attack without warning and hang onto big bucks.

So what is a marketer to do? How can we make money and not get it locked up by Paypal?

Here are 3 steps to protect your Money and keep your Paypal account open

  1. DON’T LEAVE MONEY IN YOUR ACCOUNT – Keep enough money in there to cover refunds and any operating expenses for a few months but move the rest to a bank account.  Paypal appears to be targeting accounts with large amounts in them so don’t give Paypal a reason to look at yours.
  2. OPEN A CREDIT LOAN WITH PAYPAL – If you have a Paypal business account then open a small credit account for $1000 – $2000.  It only takes 2 minutes and Paypal places funds in your account immediately. Paypal will deduct a small percentage of your incoming money as loan repayment. And if you owe Paypal money they are less likely to close your account and stop the incoming cash flow.
  3. GIVE MULTIPLE PAYMENT OPTIONS – Stripe is another payment option you can give alongside Paypal on your sales pages. And Stripe is already connected on JVzoo and Warrior Plus. My favorite part about Stripe is they don’t hold your money. Once the payment clears the money is direct deposited into your bank account.

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Comments (2)

  1. Steve Cee

    Stripe will allow you to sell your products on JVzoo, BUT, it will not allow you to receive payments from vendors as an Affiliate. You MUST HAVE a PayPal account ! On top of that how many times have you seen offers that state “Receive $$$$ straight to your Paypal Account” ?
    As marketers, we all need to encourage, both Stripe and Square to become more active in our industry and put an end to PayPal’s Monopoly!

    1. couchqueen (Post author)

      Yes, the vendor has to send your affiliate commissions manually if using stripe. The good thing is JVzoo and Warrior Plus do log all of your sales so you know exactly how much is owed to you. The vendor can tap a button and send the funds to you from inside the sales platforms


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